Ecosystem
Eight participants, one compliant ledger
The platform is a marketplace and an operating system: origination, underwriting, Shariah governance, capital matching, closing and servicing all reference the same transaction record.
Participants
Funding Seeker
Apply for home, commercial or business financing under a Shariah-compliant structure.
Institutional Capital
Deploy pooled institutional capital into diversified asset-linked portfolios.
Private Credit & Mortgage Capital
Fund individual mortgage and private credit positions with direct asset visibility.
Individual / Family Office
Participate in vetted, asset-linked financings with transparent economics.
Shariah-Compliant Fund
Allocate fund mandates across screened, certified transaction pools.
Bank / Regulated Institution
Warehouse, syndicate or take-out participation in originated facilities.
Platform Administrator
Operate origination, underwriting, servicing and capital matching.
Legal, Compliance & Shariah Governance
Review structures, certify Shariah status and maintain the audit record.
Transaction lifecycle
- 01
Intake
- 02
Documents
- 03
Underwriting
- 04
Shariah Review
- 05
Capital Matching
- 06
Legal & Closing
- 07
Funded
- 08
Servicing
Supported Shariah structures
Diminishing Musharaka
Co-ownership of the asset with a scheduled buy-in that steadily shifts equity to the client.
Murabaha
Cost-plus sale of a defined asset at a disclosed, fixed markup.
Ijara
Lease of a platform-owned asset, optionally with a transfer of ownership at term.
Musharaka
Shared equity partnership with proportional profit and loss participation.
Mudaraba
Capital-and-enterprise partnership with pre-agreed profit sharing ratios.
Istisna'a
Manufacture-or-construct financing disbursed against verified build milestones.